Can I Get Burial Insurance With Diabetes?

Yes, you can get burial insurance with diabetes. Many people with diabetes qualify for coverage.

Simplified Issue (Best Rates): If well-controlled, you may qualify with standard or slightly higher rates. Carriers ask about diabetes type, duration, medications (insulin vs. oral), A1C levels, and complications.

Guaranteed Issue: If you have complications or don't qualify for simplified issue, guaranteed issue accepts all applicants regardless of health. Higher premiums and 2-year graded benefit period.

Tips: Keep diabetes well-managed, know your recent A1C, work with an agent who knows diabetic-friendly carriers, and compare quotes from multiple companies.